USDA considers adapting farm-style safety net for fishermen

USDA Eyes Lobster‑Themed Crop Insurance as Maine Fishery Seeks Faster Aid
A delegation of U.S. Department of Agriculture officials landed in Maine this week to explore whether the federal crop‑insurance system that protects farmers could be stretched to cover the state’s prized lobster industry. The visit, led by USDA Undersecretary Richard Fordyce and Risk Management Agency administrator Pat Swanson, came amid growing calls from Maine’s small‑boat fishers for quicker, more predictable financial support.
Why the Shift?
Unlike farmers, who can buy government‑subsidized insurance that pays out within weeks or months of a crop loss, lobstermen have traditionally relied on fishery disaster declarations. Those declarations can take three to five years to result in aid—an interval that “is far too slow for small operators,” industry analysts say. The lobster business, a multibillion‑dollar enterprise that feeds millions of tables across the globe, faces not only physical loss of catch but also volatile market swings and price crashes that wipe out revenue before a season ends.
“Just talking with the lobstermen, I think they were probably more inclined to try to find a product or try to find a path forward that would be more supportive of total revenue,” Fordyce told the dockside crowd in Stonington on Tuesday. “I was quite surprised by the data that’s available as far as supporting catch numbers.”
Industry Voices
Patrice McCarron, director of the Maine Lobstermen’s Association, cautioned that “we are a small‑boat, owner‑operated fishery made up of thousands of independent businesses, so programs designed for agriculture or other food‑producing sectors will not necessarily translate neatly to lobster.” Still, she welcomed the trip as “an important first step” toward adapting USDA programs or creating new ones tailored to the lobster trade.
Curt Brown, president of Bold Coast Seafood in Prospect Harbor, hosted the delegation and echoed McCarron’s sentiment. “I was struck by how many of the same challenges we face in seafood are also challenges that farmers across the country face every day,” he said. “There is a lot we can learn from each other.”
Consultant Noah Oppenheim, who bridges the gap between Midwest agriculture and coastal fishing, highlighted the shared rural roots of both sectors. “The agency seems wide open to focus on all of this at once,” he said. “We need to be eating more domestic seafood. It’s the right thing to do to have seafood be an equal part of our food system.” He noted that the USDA’s newly formed Office of Seafood—created last April—has made it easier for fishermen to tap into the same loan, grant, and marketing programs that benefit potato and dairy farmers.
Financial Context
Last year’s lobster haul was valued at $461.4 million, a 7.5 percent dip from the ten‑year average and 20 percent lower than 2024 when adjusted for inflation. The industry’s financial vulnerability was a key talking point at the roundtable, which also touched on the long‑term nature of federal disaster aid and the need for faster, revenue‑protective tools.
Next Steps and Challenges
Fordyce stressed that any expansion of crop insurance to include lobstermen would ultimately require approval from the Federal Crop Insurance Corporation board. However, he noted that “a lot of that preliminary work has been kind of done” by local advocates who have been pushing for years. While a full rollout of lobster‑specific insurance is still a long road, the delegation’s most immediate success was forging direct lines of communication between Washington officials and Maine’s coastal leaders.
As the United States grapples with climate change, market volatility, and the need for resilient food systems, the conversation between the USDA and Maine’s lobster fishers signals a possible new chapter in agricultural safety nets—one that could bring the same level of financial protection to ocean harvesters that has long shielded farmers on the land.




